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Jarvis Disaster Law & Consulting helps government agencies, corporations, and civic organizations build legally sound disaster preparedness and recovery frameworks — before, during, and after catastrophe.
County agencies, municipalities, and special districts face a distinct legal burden when disaster strikes. Jarvis Disaster Law & Consulting helps California public agencies build legally defensible preparedness frameworks, maximize FEMA Public Assistance reimbursements, and reduce liability exposure — structured to fit your procurement process.
For corporations, utilities, and private organizations, a disaster is not just an operational crisis — it is a legal one. Jarvis Disaster Law & Consulting builds the frameworks that protect your business, recover your losses, and defend against post-event litigation before and after catastrophe.
Consulting services available nationally. California legal services limited to CA-licensed matters unless a federal practice exception applies. Nothing on this website constitutes legal advice or creates an attorney-client relationship. You should not act or refrain from acting based on any information on this site without consulting qualified counsel. Prior results are not predictive of future outcomes and no guarantee of results is offered or implied.
All figures reflect documented outcomes from specific past matters. Prior results are not predictive of future recovery in any matter and no guarantee of outcome is offered or implied.
Why It Matters
Most organizations focus on emergency response. Almost none address the legal exposures that determine whether they recover financially, operationally, and legally — until it's too late.
40–60% of FEMA claims are initially denied. With structured legal advocacy, appeal success rates reach 60–80%. Legal expertise recovers 40–70% more in federal aid than unadvised applicants.
Kendall has authored and passed landmark California disaster legislation — giving clients unmatched insight into how policy is shaped, how to comply, and how to influence it before the next event.
30–50% of insured losses are routinely undervalued. Professional legal review of insurance policies and post-disaster advocacy recovers an average of $180,000 more per household.
Pre-event legal compliance review eliminates most government and corporate disaster liability exposure — from failure-to-protect claims to ADA obligations under the Stafford Act.
Legally prepared organizations rebuild 40% faster. Legal frameworks prevent the title complications, contractor fraud, and administrative delays that cause permanent displacement.
Most California counties lack legally defensible, up-to-date disaster ordinances. Jarvis Disaster Law creates frameworks that protect clients from regulatory and legal scrutiny post-event.
What We Do
Every service is delivered by Kendall Jarvis personally — combining licensed disaster law expertise, legislative authorship, FEMA mastery, insurance litigation, and a national training network in a single practice.
Comprehensive legal and operational review of your organization's disaster readiness. Deliverable: gap report with prioritized action items and defensible preparedness ordinances.
Expert guidance through the FEMA Individual and Public Assistance claims process — appeals, documentation, and escalation — with a track record of $20M+ recovered for clients.
Pre-event policy audits to identify gaps, and post-disaster advocacy to challenge lowball settlements. Landmark precedent-setting $2M+ bad-faith wildfire litigation on behalf of survivors.
Author of SB 455, AB 806, and California's first automatically-triggered disaster eviction moratorium. Direct access to Sacramento legislative process and regulatory rulemaking.
Practitioner-grade disaster law curriculum delivered to legal aid attorneys, bar associations, and emergency managers nationwide. Custom training programs designed for your audience.
Rapid-deployment advisory during active disaster declarations — tenant protections, contractor oversight, FEMA registration support, and legal triage for community organizations.
Qualified expert on FEMA appeals practice, disaster law, insurance bad faith, and California disaster statutes. Available for deposition, report preparation, and trial testimony.
For County & Municipal Agencies
Working With Your Agency
Kendall understands that public agency engagements require Board approval, written scopes of work, and procurement documentation. Every engagement is structured accordingly — including sole-source justification letters and RFP-ready scope language.
Kendall has served California counties, municipalities, and special districts across Northern California and is familiar with OES, CalOES, FEMA PA, and HCD interfaces.
A Northern California county with significant wildfire exposure retained Kendall following a failed FEMA Public Assistance appeal that left $3.2M in eligible costs unreimbursed. The engagement began with a preparedness assessment, led to a revised FEMA documentation protocol and a legally defensible preparedness ordinance, and concluded with a reconsideration brief that recovered the majority of denied reimbursement.
Details are illustrative. Specific client information is held confidential. Prior results are not predictive of future outcomes.
For Corporate & Private Clients
How We Help Corporate Clients
Kendall has helped corporations and private organizations recover 40–70% more in federal aid than unadvised applicants, identify critical insurance gaps before disasters strike, and defend against post-event litigation.
Her $2M+ bad-faith insurance settlement at Journey’s End established precedent that continues to shape corporate insurance recovery across California. The ROI of legal preparedness is documented: $1 invested returns $4–$11 in recovery outcomes.
Working With Us
Every engagement begins with a no-cost discovery conversation. From there, the process is structured, transparent, and designed to fit how your organization actually works — including public procurement requirements where applicable.
A no-cost 30-minute call to discuss your organization’s situation, disaster risk profile, and legal preparedness gaps. No obligation — just an honest assessment of whether and how we can help.
A written scope of work and engagement letter outlining deliverables, timeline, and fees. For public agencies, engagements can be structured to support RFP and sole-source procurement processes.
Kendall conducts a structured review of your ordinances, plans, insurance coverage, FEMA eligibility, and liability exposure. All work is done personally by Kendall, not delegated.
A written gap report with prioritized action items and defensible frameworks — plus optional retainer access for ongoing advisory and rapid-response during declared emergencies.
About Kendall
Kendall Jarvis, J.D. is a disaster law attorney, legislative author, policy architect, and the founder of California's first Disaster Law Program at Legal Aid of Sonoma County. Over nearly a decade, she has built the country's most specialized disaster legal aid practice — recovering over $20 million for survivors, authoring three signed California laws, and training attorneys across six states.
A Lead Author of California's 5th Climate Assessment and Executive Committee member of the Disaster Legal Assistance Collaborative (DLAC), Kendall now brings her unmatched expertise to private clients through Jarvis Disaster Law & Consulting.
Full Biography →The 2025 LA fires changed the calculus. Every government agency, company, and civic organization in California now faces a clear choice: prepared or exposed. Start with a no-cost 30-minute discovery call.
After the 2025 LA fires, no California county can afford to wait. Boards of Supervisors are asking the question. Your answer needs to be documented, defensible, and legally sound. Start with a no-cost discovery call — or request a written scope and fee proposal ready for Board presentation.
After the 2025 LA fires, California businesses face a clear choice: invest in legal preparedness now, or absorb catastrophic legal and financial exposure later. The ROI is documented: $1 in legal preparedness returns $4–$11 in recovery outcomes.
Biography
Kendall Jarvis is one of California’s most experienced and specialized disaster law attorneys — a practitioner who has spent nearly a decade at the intersection of disaster response, legal advocacy, and policy reform. She founded the first Disaster Law Program in California at Legal Aid of Sonoma County, where she developed the Insurance Clinic and FEMA Appeals Clinic models that have since been adopted by legal aid partners across the state and nation.
Through direct legal representation and systemic advocacy, Kendall has leveraged more than $20 million in aid for disaster survivors — primarily from the Sonoma Complex Fires — through FEMA appeals, insurance litigation, and legislative change. Her landmark $2 million insurance bad-faith settlement on behalf of Journey's End Mobilehome Park residents established legal precedent that has since benefited thousands of California wildfire survivors statewide.
Kendall is the author of three signed California laws: SB 455, AB 806, and California's first automatically-triggered disaster eviction moratorium in Sonoma County — protections now embedded in state law that protect renters in every future California disaster declaration. She was appointed by the Governor's Office as a Lead Author of California's 5th Climate Assessment, informing state policy on climate justice and emergency preparedness gaps.
A nationally recognized trainer, Kendall has delivered disaster law CLE programs across Oregon, Hawaii (Maui), North Carolina, Puerto Rico, American Samoa, and nationwide through the American Bar Association's Disaster Legal Services program. She holds a National Mediation Certification from UC Berkeley and is an active member of the Disaster Legal Assistance Collaborative (DLAC) Executive Committee.
Now through Jarvis Disaster Law & Consulting, Kendall brings her unmatched expertise directly to government agencies, private companies, and civic organizations seeking to build legally sound, operationally effective disaster preparedness and recovery frameworks.
Executive Committee Member · Outreach Committee Chair · Advocacy Committee Member · Website Committee Member · Policy Consultant
Chair Emeritus · Formerly COAD Chair · Policy Consultant — Community Organizations Active in Disaster
Executive Committee Member — statewide disaster coordination
Committee Member appointed by Senator Dodd
Committee Member
Committee Member — climate equity and disaster preparedness policy
Committee Member — ADA and disaster response
Committee Member
Services
No generalist consultant, emergency management firm, or law firm replicates this combination: licensed disaster law expertise, legislative authorship, FEMA mastery, insurance litigation, mediation certification, and a national training network — all in one practice.
Service descriptions are for informational purposes only and do not constitute legal advice. You should not act or refrain from acting based on information on this page without consulting qualified counsel. Prior results described are not predictive of future outcomes.
A structured, comprehensive legal and operational review of your organization's disaster preparedness posture. Kendall examines existing ordinances, response plans, insurance policies, FEMA reimbursement eligibility, tenant protection obligations, ADA compliance under the Stafford Act, and liability exposure. The deliverable is a detailed gap report with prioritized action items and a roadmap to legally defensible preparedness.
Ideal for: County governments, municipalities, utilities, corporations, nonprofits, VOADs, COADs, and civic organizations. Particularly urgent for organizations with disaster exposure but no formal legal preparedness review.
FEMA initially denies 40–60% of claims. Kendall designed and operates the leading FEMA Appeals Clinic model in California, has trained 20+ attorneys in FEMA appeals practice, and has recovered $20M+ for clients through structured FEMA advocacy. Services include claims review, documentation audits, appeal brief preparation, and strategy for both Individual Assistance and Public Assistance programs.
Track record: The ROI on legal FEMA advocacy is exceptional — county agencies typically recover $5–15M in additional reimbursements per major disaster through proper documentation and appeal strategy alone.
Pre-event: Kendall audits existing insurance policies to identify coverage gaps, undervaluation, and exclusions that routinely leave organizations dramatically underinsured. Post-event: She advises on insurance negotiation strategy, challenges bad-faith settlement practices, and litigates where necessary. Her $2M+ landmark insurance settlement in the Journey's End Mobilehome Park case established precedent that has since benefited thousands of California wildfire survivors.
Kendall has authored and passed three signed California laws — SB 455 (mortgage servicer obligations post-disaster), AB 806 (mobilehome cooling protections), and California's first automatically-triggered disaster eviction moratorium. She maintains direct relationships with Sacramento legislators and regulatory agencies. Services include policy drafting, regulatory comment preparation, legislative testimony, and stakeholder coalition building.
She currently has direct access to the 2026 AB/SB legislative pipeline including tenant protections, FEMA co-match requirements, and disaster legal aid funding.
Kendall has developed and delivered practitioner-grade disaster law curriculum across 20+ national trainings — through PLI, Pro Bono Net, ABA Disaster Legal Services, and state bar associations in Oregon, Hawaii, North Carolina, Puerto Rico, and American Samoa. Custom training programs are designed for legal aid organizations, state and local bar associations, emergency managers, and corporate legal teams.
Formats: Half-day and full-day CLE workshops, conference presentations, webinar series, agency-specific training, and customized curriculum development.
When a disaster declaration is issued, the first 72 hours are critical. Kendall provides rapid-response advisory during active declarations — advising on eviction moratorium activation, contractor fraud prevention, FEMA registration support, tenant protection obligations, and legal triage for community-based organizations. Organizations with existing retainer relationships receive priority access during declared emergencies.
Kendall is qualified to serve as an expert witness on FEMA appeals practice, California disaster law, insurance bad-faith in wildfire contexts, disaster legal services standards, and the Stafford Act. She is available for report preparation, deposition, and trial testimony. Her legislative authorship, field practice, and national training credentials provide unmatched credibility before courts and administrative bodies.
Schedule a free 30-minute discovery call to discuss your organization's specific disaster risk profile and legal preparedness gaps.
Schedule a Free Discovery CallInitiatives & Projects
These are not projections. They are documented outcomes — proof of what structured disaster legal support achieves for survivors, communities, and governments.
When the Sonoma Complex Fires devastated Sonoma County in October 2017, there was no legal infrastructure to help survivors navigate the complex web of FEMA applications, insurance claims, housing rights, contractor fraud, and administrative appeals. Kendall founded California's first dedicated Disaster Law Program at Legal Aid of Sonoma County — building from the ground up a legal aid infrastructure that has since become the model for disaster legal services statewide.
The program created two clinic models — the Insurance Clinic and the FEMA Appeals Clinic — that structured previously ad hoc disaster legal aid into repeatable, scalable processes. These models have been shared with legal aid partners across California and nationwide.
Journey's End Mobilehome Park in Santa Rosa was home to 161 units before the 2017 Tubbs Fire. Forty-four units survived structurally, but the entire park was condemned and uninhabitable. Both FEMA and the insurance industry initially denied coverage — claiming residents had no valid loss because their homes were physically standing. This left dozens of families without compensation, unable to rebuild, and trapped in legal limbo for three years.
Kendall represented the Journey's End residents and mounted a landmark challenge to the insurance industry's use of the term "physical damage." U.S. District Judge William Alsup agreed: permanent lack of habitability constituted a covered loss. The case resulted in a $2M+ settlement with Foremost Insurance — establishing legal precedent that has since benefited thousands of California wildfire survivors negotiating insurance claims statewide.
The case was featured by Community Foundation Sonoma County and reported by the Press Democrat.
Kendall authored and passed Sonoma County's first automatically triggered disaster-related eviction moratorium — a groundbreaking tenant protection that activates without requiring survivors to seek individual protection orders during the chaotic first days of a disaster declaration. This protection prevents the 200%+ spike in illegal evictions documented in every major California disaster, and has since been embedded in state law.
SB 455 addresses a critical and frequently exploited gap in the disaster recovery process: when mortgages are transferred between servicers after a disaster, borrowers who have negotiated insurance-funded repair agreements often find those agreements dishonored by the new servicer. Kendall advocated for and helped pass SB 455, which requires transferor mortgage servicers to deliver all material records related to disaster-related repair agreements to transferee servicers, and prohibits the new servicer from dishonoring previously approved agreements. Kendall testified before the legislature in April and June 2023.
AB 806 protects mobilehome park residents — among California's most climate-vulnerable populations — by allowing them to install cooling devices and requiring cooling centers to be established within mobilehome parks. Kendall supported and helped pass this legislation, which directly protects communities she has served for nearly a decade in disaster recovery contexts.
Kendall was personally selected by the Governor's Office to serve as a Lead Author for California's 5th Climate Assessment — a comprehensive policy document that informs the Governor, state legislature, and agency leadership on climate justice and emergency preparedness. Her section addresses gaps in legal preparedness and emergency response, translating her field experience into statewide policy guidance. This report will shape California disaster law and preparedness investment for years to come.
DLAC is the statewide alliance of private, public, and nonprofit organizations dedicated to providing legal assistance to communities impacted by disasters throughout California. Kendall serves on DLAC's Executive Committee and chairs its Outreach Committee. She has been instrumental in building DLAC's Title Clearing Project (now serving 45 counties), its universal intake model, and its statewide coordination infrastructure. DLAC is a nonprofit coordinating body distinct from Jarvis Disaster Law & Consulting; Kendall's involvement in DLAC complements but does not conflict with her consulting practice.
Kendall's advocacy was instrumental in completing the first CDBG-DR (Community Development Block Grant — Disaster Recovery) rebuild in Sonoma County following the Sonoma Complex Fires. She also ensured that affordable housing remains on the Journey's End Mobilehome Park site — a critical victory for one of the county's most vulnerable communities. This outcome required navigating HUD, HCD, and local government processes simultaneously while also litigating the insurance case.
Recognition
Recognized by the legal community, government, foundations, and the communities she has served for nearly a decade of landmark disaster law work.
Professional Awards
Academic Awards
Training & CLE
Kendall has delivered disaster law CLE and professional training programs across 20+ engagements, reaching legal professionals in six states plus U.S. territories through the American Bar Association, Practising Law Institute, Pro Bono Net, and state bar associations.
| Organization / Venue | Program / Focus | Sessions | Audience |
|---|---|---|---|
| Practising Law Institute (PLI) | Disaster Law CLE — FEMA Appeals, Insurance, Disaster Recovery Legal Practice | 3 | Licensed attorneys nationwide — PLI's premier professional development platform |
| Pro Bono Net (PBN) | Disaster Legal Services — survivor intake, FEMA navigation, housing rights | 5 | Pro bono attorneys, legal aid organizations, volunteer lawyers |
| Pro Bono Training Institute (PBTI) | Disaster Legal Aid Training — field practice and clinic models | 3 | Legal aid attorneys, pro bono coordinators |
| American Bar Association — Disaster Legal Services (ABA DLS) | National Disaster Legal Symposium Presenter — disaster law practice, FEMA, survivor rights | National | ABA members, state bar delegates, legal aid directors |
| State Bar of Oregon / Legal Aid of Oregon | Disaster Law CLE — California model clinic replication, FEMA appeals | 1+ | Oregon bar members, legal aid attorneys |
| State Bar of Hawaii — Maui Bar Association / Hawaii Legal Aid | Disaster legal services following the Maui wildfires — FEMA, insurance, housing | 1+ | Maui bar, Hawaii Legal Aid attorneys |
| State Bar of North Carolina — ABA DLS | Disaster Law CLE — survivor legal support frameworks | 1+ | North Carolina bar members, legal aid attorneys |
| State Bar of Puerto Rico — ABA DLS | Disaster legal services training — post-hurricane legal aid | 1+ | Puerto Rico bar, legal aid organizations |
| State Bar of American Samoa — ABA DLS | Disaster legal services training | 1+ | American Samoa bar, legal aid attorneys |
| Disaster Legal Assistance Collaborative (DLAC) | Disaster Legal Symposium — DLAC presentations on statewide coordination and clinic models | 2 | CA legal aid providers, state bar representatives |
| Sonoma County Bar Association | Disaster law practice, FEMA appeals, community recovery | 3 | Sonoma County licensed attorneys |
| Golden State Manufactured Homeowners League (GSMOL) | Disaster rights for mobilehome residents — FEMA, insurance, housing protections | 7 | Mobilehome park residents, community advocates |
| Dixie Volunteer Organizations Active in Disaster (VOAD) | Legal support in disaster response — spotting legal issues, survivor referral | 2 | VOAD members, disaster response volunteers |
| Santa Cruz VOAD | Spotting Legal Issues — community training for disaster response volunteers | 1+ | VOAD members, community disaster coordinators |
| Public Broadcasting System (PBS) | 2017 Sonoma Complex Fires — FEMA process, survivor rights (news feature) | 2 | National PBS audience — public education |
Custom Training Programs Available
Kendall designs and delivers custom disaster law training programs for legal organizations, bar associations, county emergency management offices, corporate legal teams, and VOAD/COAD networks. Programs are tailored to your audience's needs and can range from a 90-minute webinar to a full-day intensive workshop.
Full-day practitioner workshop on Individual Assistance and Public Assistance appeals — documentation, strategy, and success techniques drawn from $20M+ in recovered aid.
Half-day CLE covering eviction moratoriums, tenant protections, title complications, and mobilehome park rights during and after declared disasters.
Training for non-attorney disaster responders on identifying and triaging legal issues among survivors — when to refer and what to watch for.
Custom CLE programs and seminars available for bar associations, legal aid organizations, emergency management agencies, and corporate legal teams.
Inquire About TrainingPress & Media
Kendall's work has been featured by PBS, the Press Democrat, Community Foundation Sonoma County, After the Fire USA, Pro Bono Net, the Practising Law Institute, and numerous other outlets covering disaster law, survivor advocacy, and California disaster policy.
Featured Coverage
PBS NewsHour featured Kendall's work representing Journey's End Mobilehome Park residents — survivors whose standing homes left them ineligible for aid under existing insurance interpretations. Kendall's legal advocacy changed that, ultimately resulting in a landmark precedent-setting settlement.
The Press Democrat reported on the resolution of the landmark Journey's End insurance case — a $2M+ settlement that Kendall helped secure three years after the Tubbs Fire, establishing legal precedent on habitability and disaster insurance coverage.
Detailed feature on Kendall's three-year legal fight on behalf of Journey's End residents, documenting the unique legal challenges faced by survivors whose homes were standing but uninhabitable — and the breakthrough precedent she achieved.
An in-depth interview with Kendall on building disaster legal aid programs, navigating FEMA appeals, representing vulnerable survivor communities, and the systemic gaps that leave most disaster survivors without legal support.
Kendall is a recognized faculty member at PLI — among the nation's most prestigious continuing legal education institutions — delivering disaster law training programs to licensed attorneys across the country.
Podcast interview covering Kendall's approach to disaster legal aid, the FEMA appeals process, how organizations can better prepare legally, and the critical role of trained attorneys in disaster recovery.
Feature on Legal Aid of Sonoma County's disaster legal services program — the program Kendall founded — documenting its impact and the crucial role of legal support in disaster recovery outcomes.
Kendall's legislative testimony on SB 455 is documented in California's Digital Democracy legislative record, showing her direct role in shaping California disaster law through the legislative process.
Media Inquiries
Kendall is available for media interviews, expert commentary on California disaster law, FEMA policy, insurance bad faith, and disaster recovery. She is an experienced on-camera subject and has appeared on national television (PBS) and in print and podcast media.
Media Contact →Frequently Asked Questions
Questions about disaster law, FEMA, insurance, and recovery — answered by California's leading disaster law attorney. The answers below are for general informational purposes only. You should not act or refrain from acting based on any information here without first consulting qualified legal counsel regarding your specific situation.
Schedule a free 30-minute discovery call. Kendall will review your organization's specific situation and answer your questions directly.
Schedule a Free Discovery CallContact
California's next disaster is already scheduled. The only question is whether your organization will face it prepared or exposed. Start with a free 30-minute discovery call.
A free 30-minute call to review your organization's specific disaster risk profile and preparedness gaps. No cost, no obligation.
Invite Kendall to speak at your conference, bar association event, or organizational training. Custom CLE programs available.
Available for expert commentary on disaster law, FEMA policy, California insurance, and disaster recovery. Experienced on-camera subject.
Please read these Terms of Use and Legal Notices carefully before accessing this website. By accessing any portion of this site, you indicate that you have read, understood, and agreed to be bound by these terms.
The information on this website is made available for general informational purposes only and is not intended to constitute specific legal advice or to be a substitute for advice from qualified counsel. The information may not reflect recent developments in the law, may not be complete, and may not be accurate in or applicable to your jurisdiction or specific circumstances.
Jarvis Disaster Law & Consulting enters into attorney-client relationships only through a deliberate process that includes execution of a written engagement letter and completion of conflict-of-interest screening as required by the California Rules of Professional Conduct and the State Bar Act.
Your access to this website, your review of its content, your transmission of electronic mail to any address listed on this site, or your submission of any inquiry form does not create an attorney-client relationship between you and Kendall Jarvis, J.D. or Jarvis Disaster Law & Consulting.
Attorney Advertising. This website may be considered an advertisement or solicitation under California Rules of Professional Conduct and the State Bar Act. It is not intended to be an advertisement or solicitation in jurisdictions where such materials are prohibited or restricted.
Licensed Jurisdiction. Kendall Jarvis is licensed to practice law in the State of California (State Bar #318755). Her biography on this site identifies her licensed jurisdiction. She is not certified as a specialist by any professional or government authority except as specifically stated.
Federal Practice Exception. Notwithstanding the California licensure limitation, under Sperry v. Florida, 373 U.S. 379 (1963), federal agency practice — including representation in FEMA Individual Assistance and Public Assistance appeals, Civilian Board of Contract Appeals (CBCA) proceedings, and related federal disaster proceedings — is not subject to state bar admission requirements. Jarvis Disaster Law & Consulting is available to represent clients in such federal proceedings across all U.S. states and territories. Consulting and training services are also available nationally without geographic restriction.
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